1. Data we collect

• Mobile number and OTP verification status
• PAN, Aadhaar, name, date of birth, gender and address from KYC
• Selfie and device or location details when required for KYC
• Bank account and document uploads you provide

2. Why we use it

We use this data to send OTP, complete KYC, verify your bank, assess your loan application and keep your account secure. Data is encrypted in transit and at rest where the journey stores it.

3. Sharing

We share only what is needed with verification partners. We do not sell your personal data.

4. Your choices

You can refuse consent on the login screen. Without consent we cannot send OTP or create an account. You may request a copy or correction of your profile after login.